Have you taken steps to protect your family. Insurance is absolutely essential for protecting both your loved ones and your belongings from the ravages of life.
If you do not have health insurance through an employer, you will need an individual policy. Auto insurance is legally required in Florida to certain limits. While home insurance is not, it is a very good idea, especially in hurricane-prone areas such as Fort Lauderdale.
Flood insurance is not included in standard homeowners' insurance and should be purchased separately. (Renters should get renters insurance to protect their property, and may be required by their landlord to hold a certain amount of liability insurance). Finally, life insurance is vital for anyone who has children or others financially dependent on them. A smaller policy is a good idea for everyone to help cover final medical and funeral expenses.
Working with one FL insurance broker to take care of all these needs will limit your spending as it will allow you to locate deals that companies offer to those who need multiple policies like both auto and home insurance. Given that you live in Florida, you might have a personal watercraft that also needs coverage. Staying on top of it all makes it best to have your own broker.
A reputable broker will keep track of all of the major insurers and will pick the best policy for you and your specific circumstances. This may not always be the cheapest - on your own, it is easy to fall into the trap of choosing a low premium and ending up underinsured. This can put you in the nasty circumstances of attempting to make a claim only to find your insurance does not cover anything close to what you actually need.
Basically, the surest way to keep your family safe and protected is to have your insurance needs addressed by a knowledgeable and experienced broker who can easily identify the perfect policies for you.
If you do not have health insurance through an employer, you will need an individual policy. Auto insurance is legally required in Florida to certain limits. While home insurance is not, it is a very good idea, especially in hurricane-prone areas such as Fort Lauderdale.
Flood insurance is not included in standard homeowners' insurance and should be purchased separately. (Renters should get renters insurance to protect their property, and may be required by their landlord to hold a certain amount of liability insurance). Finally, life insurance is vital for anyone who has children or others financially dependent on them. A smaller policy is a good idea for everyone to help cover final medical and funeral expenses.
Working with one FL insurance broker to take care of all these needs will limit your spending as it will allow you to locate deals that companies offer to those who need multiple policies like both auto and home insurance. Given that you live in Florida, you might have a personal watercraft that also needs coverage. Staying on top of it all makes it best to have your own broker.
A reputable broker will keep track of all of the major insurers and will pick the best policy for you and your specific circumstances. This may not always be the cheapest - on your own, it is easy to fall into the trap of choosing a low premium and ending up underinsured. This can put you in the nasty circumstances of attempting to make a claim only to find your insurance does not cover anything close to what you actually need.
Basically, the surest way to keep your family safe and protected is to have your insurance needs addressed by a knowledgeable and experienced broker who can easily identify the perfect policies for you.
About the Author:
Fort Lauderdale FL insurance broker provides comprehensive advice about home, business, medical, and auto insurance. To schedule a consultation today, visit the main website at http://www.alexandergreep.com.
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