Wednesday, July 22, 2015

Marijuana Users Insurance Tips Offered By Bucks County Insurance Company

By Malinda Klosterman


General health screening is often a requirement prior to qualifying for an insurance policy. In most cases, your blood and urine is analyzed to check for any traces of banned substances, for instance marijuana. These tests make marijuana users give Bucks county health insurance a wide berth the reason being they fear being arraigned in court to answer charges on the use of prohibited stuff. This need not be the case because you are still in a position to qualify if you obey the suggestions stipulated below.

Always know that one is protected by the law under the Health Insurance Portability and Accountability (HIPPA) act that ensures your privacy and trust is not violated in any way whatsoever. This assurance will help you overcome any fears that you may be having regardless of your marijuana tendencies.

In the past, marijuana smokers were at an enormous disadvantage of being eligible for such a cover. Fortunately, nowadays there are firms that offer this even after an individual is tested positive for marijuana. This essentially means that however the result turns out, one is assured that that there is a way forward.

It is imperative to know that premium rates paid are dependent on the degree of marijuana usage. In the event that you are a heavy user, you will not enjoy benefits like affordability and wide range cover offered by a comprehensive package. This means that a non-user is bound to enjoy a lower price as compared to one who does use marijuana.

In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.

Marijuana smoking does not mean that you can never get health cover. All you need is to be armed with some significant tips. The above will help you get started.




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